HI, I’M
Landon Ward

Your Local
Mortgage Lender

Landon Ward

Branch Sales Manager
NMLS: 2366806
100K +
Satisfied Customers
HI, I’M
Landon Ward

Your Local
Mortgage Expert

Your personal mortgage guide on your quest to becoming a homeowner. Click the links below to start your journey with me.

OUR REVIEWS

We Have Helped Thousands Of Home Buyers Just Like You!

567,123 reviews
From real customers like you
4.9/ 5.0
Average customer satisfaction ratings
See more reviews
Read our lastest reviews from real customers

Bethlehem, Georgia

09/08/2022

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Bethlehem, Georgia

09/08/2022

“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

icon-goole

Bethlehem, Georgia

09/08/2022

“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

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Our Community

Making An Impact In Our Local Communities For 15 Years

We’re proud of more than 15 years of serving our customers and excited about the future as we continue to evolve to meet their needs.

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15+ Years

of serving our customers

3,000+

individual loans
Prefer meeting face to face?
EDUCATION

Learn more about us and fit your unique needs

Here to guide you along your home buying journey:

First Time Homebuyer

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Mortgage Management

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Refinancing

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Self-Employed

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Veteran

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Equity Management

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Financial Planner

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Certified Public Accountants

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Estate Planning Attorney

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Real Estate Agent

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Divorce Attorney

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1000
HOME VALUES

What’s your home worth? Find out right now

One thing we’ve learned over the years is that no two home buyers are the same. But whatever your unique situation is, we’re here to help guide you along the way so you can turn your home buying dreams into a reality.

Get a real world home values estimate in less than two minutes

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The home values tool provides an estimated market value for your home using data collected from third parties and public records and is intended to provide you with a general value of the property. This is not an official appraised value nor is it the value that Guaranteed Rate, Inc. will rely upon in making a determination of value or in making a lending decision. Guaranteed Rate, Inc. will rely upon the value as provided by a licensed appraiser contracted by the company. The actual appraised value of any property may be higher or lower than the estimated market value provided by the home values tool. All estimations are for informational and educational purposes only, and in no way is any of the data contained herein to be construed as financial, investment or legal advice.

Guaranteed Rate, Inc. does not guarantee the quality, accuracy or completeness of the information provided. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

EDUCATION

Learn More About Your Mortgage

EDUCATIONS

Learn From Experience

Stories and information to help you plan, prepare and protect what matters most.

Mortgage Calculator

Estimate your monthly mortgage payment

Take the guesswork out of your home search by finding out what your estimated monthly payment on your mortgage could be!

Enter your loan pricing needs below and we’ll calculate your estimated loan payment.

Improve the accuracy of your monthly payment estimate by contacting a loan expert.

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Your estimated monthly payment

$2,456.00

Breakdown :
Principal and Interest
$1,504.00
PMI
$0.00
Property Taxes
$437
Insurance
$83
HOA Fees
$0.00
Get Quote

This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.

Your actual rate, payment and costs could be higher. Guaranteed Rate cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error-free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate. Guaranteed Rate, its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

FAQ

Frequently Asked Questions

Do I need to save for a 20% down payment?
Are Pre-Qualification and Pre-Approval the same thing?
What's the difference between an adjustable and a fixed rate mortgage?
What is Private Mortgage Insurance (PMI)?
Can I access my home equity before I finish paying off my loan?
LET’S GET STARTED!

Ready to apply for your home financing loan?

LET’S GET STARTED!

Ready to apply for your home loan?

Your path to ownership is just one click away! Schedule a complimentary consultation now so we can take a look at your specific needs and find the perfect home loan for you!

Landon Ward

Branch Sales Manager
NMLS: 2366806

*This is not a commitment to lend. The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet these loan obligations, then the loan will need to be repaid. Otherwise, the loan must be repaid when the last borrower passes away or sells the home. Prices, guidelines and minimum requirements are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. <COMPANY NAME> is not affiliated with or acting on behalf of or at the direction of HUD, FHA or any other government agency. To find a Reverse Mortgage counselor near you, search the HECM Counselor Roster at https://entp.hud.gov/idapp/html/hecm_ agency_look.cfm or call (800) 569-4287

Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees may be assessed and will be added to the loan balance. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan or use other assets to repay the loan in order to retain the property. You should know that a reverse mortgage is a negative amortization loan which means that your mortgage balance will increase while your home equity decreases if you do not make principle and interest payments on your loan. This may make it more difficult to refinance the loan or to obtain cash upon the sale of the home. However, you will never owe more than the home is worth when the loan is repaid.

Geneva Financial lward@genevafi.com ChIJYXfAKGigqQIRlL3eZ29Jx5k